Kiss your Landlord Goodbye with our no bank qualifying financing.  Don't let a bank hold you back from enjoying the benefits of having a place to call "HOME." If there is any possible way in the world to get you into a new home of your own, WE CAN DO IT!  Click here to tell us what you're looking for through our online email system so we can find you a home!  If you already know which of our homes you would like call us at 615-301-1802 to discuss your move in date and terms. 

There are 5 different programs we use to get you into your new home:

1) You have great credit. We'd love to find a buyer who can get financed with their own loan and buy the property outright.  These are the buyers with "A" credit who can get 100% financed for any house they want. These are the only buyers real estate agents can work with, but our doors of opportunity are opened much wider. If you do have "A" credit, we'd love to help you find just the home you're looking for.  We even have a program to sell "A" credit buyers a house with NO  MONEY DOWN every time!

2) You have decent credit, but not much of a down payment. Maybe you can get qualified for an 80%, 85%, or 90% loan, but you don't have the cash to complete the deal. We can take back a second mortgage for the difference and you move in with nearly NO MONEY DOWN.

3) You have a big down payment, but your credit is terrible. We can do a creative Seller Financing and get you in with a monthly payment that is lower than any mortgage company or bank could offer you.  You don't even have to go through that whole bank qualifying process for the first few years and you get all the advantages of home ownership.

4) You have a decent amount to put down, and your credit is pretty bad. 65% of Americans have blemishes on their credit report. We can work with you on our Lease-to-Own plan to give you time to get your "credit ducks in a row."  You move into the house of your dreams NOW, without bank approval!  Each month you pay your rent on time, you earn a "Rent Credit" towards the purchase price of your home. That's FREE MONEY to help you reduce the amount you'll need to finance and help you get a loan quicker.  To view our FREE REPORT which outlines the benefits of a lease option:  Buying a Home Using a Lease with the Option to Buy, CLICK HERE

5) If the house needs some TLC, we can give you additional down payment credit for your hard work or sweat equity. The more work that is needed, the more the down payment credit we give you credit for, and the faster you can qualify for your own loan.

AS A BONUS, we may put a 1-year warranty on all mechanical and electrical systems in your new home, we may include a washer and dryer, we may include a refrigerator, we may include a freezer, and we may even include some furniture or lawn equipment with your new home! We may even send you on a two-night vacation, including new luggage, just for buying a home from us!!!

Relocation Option: If you move into one of our homes on a Lease-to-Own arrangement and prove to be a great tenant (pay on time, improve the home with paint and landscaping, and are a pleasure to deal with), you can relocate into another one of our properties and keep your accumulated down payment credit. You can relocate with this credit if you leave House A  better than when you moved in; then you can take your credit with you to House B.  This is an awesome plan for flexibility that you can't get anywhere else!

Bookmark this site so you can keep coming back to see our current list of homes available with NO QUALIFYING financing!  To view our current list of properties, click on the "Homes for Sale" tab. Then click on the picture of the house you're interested in and you'll find more details on the home and your options on purchasing the home. Sooner or later, we will find you a home! Your wants and needs in a home are different from every other Buyer who contacts us, please take a moment to complete the online email questionnaire so we can determine which program will best suit your needs. 

Please keep in mind that the vast majority of our homes require a monthly payment of at least $800. This is our attempt to make sure that we only work with nice homes in safe neighborhoods. Typically speaking, that would necessitate a household income of at least $35,000.

As you can see, we have plenty of options and strategies to get you into a home, like the one you and your family deserve! As the major provider of creative Real Estate housing solutions in our area, LHI Homes has been referred to as THE PREMIER PLACE to buy a home if you have challenges in buying with conventional means.

Most of all ,.....NEVER ASSUME YOU WON'T QUALIFY
Call Us today at 615-301-1802